Banking & Fintech

Engineering Intelligent, Secure, and Scalable Financial Services

Powering the Next Gen Digital Banking & Fintech Innovation

Banking and fintech are evolving fast, driven by regulatory complexity, rising customer expectations, and the demand for real-time, data-driven decisions. Institutions must modernise legacy systems, strengthen risk and compliance, and deliver personalised digital experiences - without sacrificing resilience or cost control.

VE3 partners with banks and fintechs to modernise and optimise technology ecosystems that enable secure growth, regulatory confidence, and superior customer experiences. Combining deep financial services expertise with advanced data, AI, and platform engineering, we help organisations move faster—without compromising trust.

Business solutions VE3 delivers

Industry-Focused Solutions for Healthcare & Life Sciences
Digital Onboarding & KYC Orchestration

End-to-end digital onboarding solutions covering identity verification, sanctions screening, and risk-based step-ups, designed to reduce friction, improve compliance, and accelerate customer acquisition.

Financial Data Platforms & Lineage

Modern data platforms that deliver trusted, traceable financial data with end-to-end lineage, enabling accurate reporting, audit readiness, and regulatory compliance.

Risk, Fraud & AML Analytics

Advanced analytics and AI-driven models to detect fraud, manage AML risks, and reduce false positives while controlling operational costs.

Customer 360 & Personalised Engagement

Unified customer data models that enable personalised interactions, targeted offers, and consistent experiences across channels.

Payments Integration & Modernisation

Secure, scalable payment architectures supporting real-time processing, ISO 20022 readiness, fraud prevention, and regulatory compliance.

Contact Centre & Case Modernisation

Modern customer service platforms with case management, agent assist, and workflow automation to improve resolution times and customer satisfaction.

Platform Cost & Performance Optimisation

Technology optimisation initiatives focused on performance tuning, licensing efficiency, FinOps, and cost transparency across platforms.

Why VE3 

Building Financial Platforms That Balance Innovation, Trust, and Scale

Financial Services Domain Expertise

Deep understanding of banking and fintech regulations, operating models, and risk frameworks, ensuring solutions are practical and compliant by design.

Data, AI, and Platform-Led Approach

Strong capabilities across data platforms, AI/ML, GenAI, and enterprise integration, enabling intelligent and scalable financial ecosystems.

Modernisation Without Disruption

Proven experience modernising legacy and core-adjacent systems while maintaining business continuity and regulatory stability.

Outcome-Focused Delivery

Clear focus on measurable business outcomes such as reduced operational cost, improved compliance, faster time-to-market, and enhanced customer experience.

Industry Challenges We Help Solve

Regulatory Data Lineage and Reporting Complexity

Fragmented data landscapes make regulatory reporting and audit readiness time-consuming and error-prone.

Legacy Core Systems and Slow Change

Monolithic architectures limit agility, increase maintenance costs, and slow innovation.

Rising Fraud and AML Costs

Increasing fraud sophistication drives higher detection costs and operational overheads.

Limited Personalisation and Customer Experience Gaps

Disconnected systems prevent a unified view of customers, limiting personalisation.

Siloed Risk, Finance, and Customer Data

Lack of integration across domains impacts decision-making and risk visibility.

High Run-the-Bank Costs

Operational inefficiencies and technical debt consume budgets meant for innovation.

Latest Insights & Thought Leadership

Stay current with the strategies, trends, and technologies defining the next era of digital excellence. 

January 5, 2026

Setting Up Event-Driven Banking Architecture: The First 90 Days

Prabal Laad
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Why Opt For 24×7 Managed Services Model for Energy Ops

Suchita Dey
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January 9, 2026

OT/IT Convergence & Operational Technology Security

Ravi Gupta
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January 8, 2026

Unified Data Models for Care Pathways - Solving the Multi-EMR Fragmentation Problem

Suchita Dey
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December 30, 2025

Anti-Fraud & Returns Automation: Reducing Cost Without Harming CX

Pamela Sengupta
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December 29, 2025

AI Interoperability in the Enterprise: Why Communication Protocols Will Define the Next Decade of Automation

Gaurav Roy
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January 2, 2026

Energy & Utilities: How AI/ML and GenAI are reshaping fair pricing and protection for the most at-risk customers

Ravi Gupta
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December 30, 2025

Leakage Prevention Analytics Using Smart Meter Data: The Pathway to Automated Network Integrity

Pamela Sengupta
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Transform Your Banking and Fintech Operations with Confidence

Partner with VE3 to modernise your financial services landscape, strengthen compliance, and deliver exceptional customer experiences, without compromising security or resilience.

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Innovating Ideas. Delivering Results.

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